Are you in the process of securing a mortgage but feeling overwhelmed by the employment verification letter requirements?
Look no further! In this comprehensive guide, we have compiled 15 sample letters that will help you breeze through the mortgage application process.
Sample Letters of Employment Verification for Mortgage
These carefully crafted templates cover a wide range of employment scenarios, ensuring that you have the perfect letter for your unique situation.
Whether you are a salaried employee, self-employed, or have recently changed jobs, our sample letters will provide you with the guidance and inspiration you need to create a compelling employment verification letter that will impress your lender and streamline your mortgage application journey.
Letter 1: Full-Time Salaried Employee
Subject: Employment Verification for [Employee Name]
Dear [Lender],
This letter is to confirm that [Employee Name] has been employed by [Company Name] as a full-time [Job Title] since [Start Date]. [Employee Name]’s current annual salary is [Salary Amount], and their employment is expected to continue.
If you require any additional information, please do not hesitate to contact me at [Contact Information].
Sincerely,
[Employer Name]
[Employer Title]
[Company Name]
Letter 2: Part-Time Employee
Subject: Employment Verification for [Employee Name]
Dear [Lender],
I am writing to verify that [Employee Name] has been employed by [Company Name] as a part-time [Job Title] since [Start Date]. [Employee Name] works an average of [Number of Hours] hours per week and earns an hourly rate of [Hourly Rate].
Please feel free to contact me at [Contact Information] if you have any further questions.
Best regards,
[Employer Name]
[Employer Title]
[Company Name]
Letter 3: Self-Employed Individual
Subject: Self-Employment Verification for [Your Name]
Dear [Lender],
I, [Your Name], am writing to confirm that I have been self-employed as a [Profession/Business Name] since [Start Date]. My business is registered as a [Sole Proprietorship/Partnership/Corporation], and my estimated annual income is [Annual Income].
Please let me know if you require any additional documentation to support my self-employment status.
Sincerely,
[Your Name]
[Profession/Business Name]
Letter 4: Recent Job Change
Subject: Employment Verification for [Employee Name]
Dear [Lender],
I am pleased to confirm that [Employee Name] has been employed by [Company Name] as a [Job Title] since [Start Date]. Before joining our company, [Employee Name] was employed by [Previous Company Name] as a [Previous Job Title] from [Previous Start Date] to [Previous End Date].
[Employee Name]’s current annual salary is [Salary Amount], and their employment is expected to continue.
If you have any additional questions, please contact me at [Contact Information].
Best regards,
[Employer Name]
[Employer Title]
[Company Name]
Letter 5: Temporary/Contract Employee
Subject: Employment Verification for [Employee Name]
Dear [Lender],
This letter is to verify that [Employee Name] has been employed by [Company Name] as a temporary/contract [Job Title] since [Start Date]. The contract is expected to end on [End Date], and [Employee Name]’s hourly rate is [Hourly Rate].
If you require further information, please do not hesitate to contact me at [Contact Information].
Sincerely,
[Employer Name]
[Employer Title]
[Company Name]
Letter 6: Commission-Based Employee
Subject: Employment Verification for [Employee Name]
Dear [Lender],
I am writing to confirm that [Employee Name] has been employed by [Company Name] as a commission-based [Job Title] since [Start Date]. [Employee Name]’s income is based on a commission structure, with an average annual earnings of [Average Annual Earnings] over the past [Number of Years] years.
Please feel free to contact me at [Contact Information] if you have any additional questions.
Best regards,
[Employer Name]
[Employer Title]
[Company Name]
Letter 7: Salary Plus Bonus Employee
Subject: Employment Verification for [Employee Name]
Dear [Lender],
This letter is to verify that [Employee Name] has been employed by [Company Name] as a [Job Title] since [Start Date]. [Employee Name]’s current annual base salary is [Base Salary Amount], and they are eligible for an annual performance bonus of up to [Bonus Percentage]% of their base salary.
If you require any further information, please do not hesitate to contact me at [Contact Information].
Sincerely,
[Employer Name]
[Employer Title]
[Company Name]
Letter 8: Overtime Eligible Employee
Subject: Employment Verification for [Employee Name]
Dear [Lender],
I am writing to confirm that [Employee Name] has been employed by [Company Name] as an overtime-eligible [Job Title] since [Start Date]. [Employee Name]’s base hourly rate is [Hourly Rate], and they are eligible for overtime pay at a rate of [Overtime Rate] times their regular hourly rate for hours worked over [Overtime Threshold] hours per week.
Please let me know if you have any additional questions by contacting me at [Contact Information].
Best regards, [
[Employer Name]
[Employer Title]
[Company Name]
Letter 9: Union Member Employee
Subject: Employment Verification for [Employee Name]
Dear [Lender],
This letter is to verify that [Employee Name] has been employed by [Company Name] as a [Job Title] and a member of [Union Name] since [Start Date]. As per the collective bargaining agreement, [Employee Name]’s current hourly rate is [Hourly Rate].
If you require further information, please feel free to contact me at [Contact Information].
Sincerely,
[Employer Name]
[Employer Title]
[Company Name]
Letter 10: Government Employee
Subject: Employment Verification for [Employee Name]
Dear [Lender],
I am writing to confirm that [Employee Name] has been employed by [Government Agency Name] as a [Job Title] since [Start Date]. [Employee Name]’s current annual salary is [Salary Amount], and their employment is expected to continue.
Please do not hesitate to contact me at [Contact Information] if you have any additional questions.
Best regards,
[Employer Name]
[Employer Title]
[Government Agency Name]
Letter 11: Military Personnel
Subject: Employment Verification for [Service Member Name]
Dear [Lender],
This letter is to verify that [Service Member Name] has been serving in the [Branch of Military] as a [Rank] since [Start Date]. [Service Member Name]’s current annual base pay is [Base Pay Amount], and they are eligible for additional allowances and benefits as per their service.
If you require any further information, please feel free to contact me at [Contact Information].
Sincerely,
[Commanding Officer Name]
[Rank]
[Branch of Military]
Letter 12: Clergy Member
Subject: Employment Verification for [Clergy Member Name]
Dear [Lender],
I am writing to confirm that [Clergy Member Name] has been serving as a [Position] at [Religious Institution Name] since [Start Date]. [Clergy Member Name]’s annual compensation package includes a salary of [Salary Amount], housing allowance, and other benefits as per our institution’s guidelines.
Please let me know if you have any additional questions by contacting me at [Contact Information].
Best regards,
[Supervisor Name]
[Supervisor Title]
[Religious Institution Name]
Letter 13: Nonprofit Organization Employee
Subject: Employment Verification for [Employee Name]
Dear [Lender],
This letter is to verify that [Employee Name] has been employed by [Nonprofit Organization Name] as a [Job Title] since [Start Date]. [Employee Name]’s current annual salary is [Salary Amount], and their employment is expected to continue.
If you require further information, please do not hesitate to contact me at [Contact Information].
Sincerely,
[Supervisor Name]
[Supervisor Title]
[Nonprofit Organization Name]
Letter 14: Teacher/Professor
Subject: Employment Verification for [Teacher/Professor Name]
Dear [Lender],
I am writing to confirm that [Teacher/Professor Name] has been employed by [School/University Name] as a [Position] since [Start Date]. [Teacher/Professor Name]’s current annual salary is [Salary Amount], and their employment is expected to continue for the [Academic Year/Semester].
Please feel free to contact me at [Contact Information] if you have any additional questions.
Best regards,
[Administrator Name]
[Administrator Title]
[School/University Name]
Letter 15: Remote Employee
Subject: Employment Verification for [Employee Name]
Dear [Lender],
This letter is to verify that [Employee Name] has been employed by [Company Name] as a remote [Job Title] since [Start Date]. [Employee Name]’s current annual salary is [Salary Amount], and their employment is expected to continue.
If you require any further information, please do not hesitate to contact me at [Contact Information].
Sincerely,
[Employer Name]
[Employer Title]
[Company Name]
Conclusion
By utilizing these 15 sample letters of employment verification for a mortgage, you will be well-equipped to provide your lender with the necessary documentation to support your mortgage application.
Remember to customize each letter to your specific employment situation and double-check all the information provided to ensure accuracy.
With these templates at your fingertips, you can confidently move forward in your homeownership journey, knowing that you have the tools to create a compelling employment verification letter.
